BUSINESS CREDIT APPLICATION Test

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of
terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information
that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your
name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license
or other identifying documents.

By signing this application:

I authorize dealer and any finance company, bank or other financial institution to which the dealer submits my application ("you")
to investigate my credit and employment history, verify my income, obtain credit reports, and release information about your
credit experience with me as the law permits.

I further authorize you to forward my application to other creditors for evaluation as a method of effectuating my request for credit.

If an account is created, I authorize you to obtain credit reports for the purpose of reviewing or taking collection action on the
account, or for other legitimate purposes associated with the account.

Monitoring, Recording, and Collection Communications

I agree that you, your affiliates, agents, and service providers may monitor and record telephone calls regarding my account to
assure the quality of your service or for other reasons. I also expressly consent and agree to you, your affiliates, agents, and
service providers using written, electronic, or verbal means to contact me as the law allows. This consent includes, but is not
limited to, contact by manual calling methods, prerecorded or artificial voice messages, text messages, e-mails and/or automatic
telephone dialing systems. I agree you, your affiliates, agents, and service providers may do so using any e-mail address or any
telephone number I provoke, now or in the future, including a number for a cellular phone or other wireless device, regardless of
whether I incur charges as a result.

I certify that I have read and agree to the terms of this application and that the information in it is complete and true.

By providing a telephone number, you agree to receive informational messages (appointment reminders, account notifications, etc.) from Barber-Dyson Ford of Woodward. Message frequency varies. Message and data rates may apply. For help, reply HELP or email us at service@bdfordwoodward.com. You can opt out at any time by replying STOP.
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